Loan Consolidation & More...

Deficit Reduction Act of 2005

It is not too early to begin thinking about loan consolidation and your future!

Consolidation Program Advantage

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Consolidation Discounts - TOO GOOD TO BE TRUE?

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Example of Savings with Consolidation

Facts you will need to know about student loan consolidation

Tips you should understand in evaluating the “Interest Rate Discounts & Benefits” being offered by consolidation programs

Consolidation can turn “Too Much Debt – Bad Debt” into “Good Debt – Manageable Debt”

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The Art of Managing Medical Student Debt
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Guide to Understanding the Impact of the College Cost Reduction Act and Access Act of 2007
Guide to Preparing Your Student Loans for Graduation and Beyond
Things You Should Do and Know When Choosing A Lender
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Loan Consolidation Program as a Tool For Understanding & Managing Your Future
Checklist to Compare & Evaluate Consolidaton Programs
15 Due diligent facts and tips you must know
The Art of Managing Student Debt -Novella
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Testimonials

As President of AMSA, I advocate for physicians-in-training every day! The AMSA Loan Consolidation Program helps me make sure that members are fully informed about the best strategies and options for financing their medical education. This Program pioneered innovative methods for saving students money, including the option of in-school consolidation that is now saving medical students thousands of dollars each which collectively is estimated to exceed $100 million.

Before I took office, I chose the AMSA Loan Consolidation Program to consolidate my loans while in-school. My consolidation counselor was extremely knowledgeable, patient, and friendly, and provided guidance, information, and advice with no pressure techniques at all – all with one phone call in about 15 minutes. It was clear that the Program was designed to educate medical students like me about options and to make sure that I received the best personal advice for my situation.

I am very happy to have chosen the AMSA Loan Consolidation Program to consolidate my own loans. The Program is about so much more than just loan consolidation; it is a gateway to accurate unbiased information and opportunities to successfully manage the cost of your education. I recommend the AMSA Loan Consolidation Program as one of the timeliest and most significant investments you can make in your future.

Leana S. Wen
AMSA National President 2005-2006

“I used the AMSA Loan Consolidation Program, and it was incredibly easy. I didn’t need any paperwork ahead of time—the counselor retrieved all of my information. There was no pressure or sales pitch, just accurate information. In 15 minutes, I combined all of my loans and markedly reduced my interest rates. While I still have debt, it feels good to know that it will be easy to manage.”

Brian Palmer, M.D., M.S., M.P.H.
AMSA National President 2004-2005


"I am not familiar with finances, however, in ten minutes all the details of my student loans were explained.  With so much to deal with before graduation and residency my counselor made sure I understood every aspect of the consolidation.  The whole process was convenient and a lot easier than I expected."

Antoinette Lullo, D.O
AMSA Loan Consolidation Program 2004 $1000 Scholarship Winner


The AMSA Loan Consolidation Program didn’t make my student loans disappear, but it made them a whole lot easier to manage. My counselor made sure I understood every aspect of the program with no sales pitches or pressure. The process was seamless and easier than I thought. Consolidation gives me financial flexibility and payment certainty...plus, it really decreased my stress over financial issues!

Eric J. Hodgson, MD
AMSA National President 2002-2003